Waitlist open · Lagos, Nigeria

One connected system to run your entire business.

Stop juggling a cash register, a spreadsheet, a separate accounting app and a stack of receipts to reconcile at night. Phaneum unifies your back office, point of sale, payments and banking in one place.

  • 5tools, replaced by one
  • T+0money in your bank, same day
  • 100%works offline
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What Phaneum is

Everything to run the business, in one place.

An all-in-one operating system. Back office, offline-first POS, embedded payments and banking, all infused with AI to help you work smarter.

A Phaneum terminal on a counter
Phaneum
Terminal, back office and bank in one ledger
01

Back office

Inventory, customers, suppliers and accounting, always in sync. One set of numbers, not five.

02

Offline-first POS

Across terminals and mobile. Keeps selling when the network drops, then reconciles itself the moment it returns.

03

Embedded payments

Card, transfer, USSD and cash, collected in one tap and matched to the sale that created them.

04

Banking

Sales land same day, with reports that match the bank line for line.

Never lose a sale

The network drops. The till does not.

Power and connectivity fail several times a day. A shop cannot stop selling because a router is down, so Phaneum's point of sale runs fully offline and catches up later, without ever posting the same sale twice.

  • Every sale is one atomic record with its own operation ID
  • Sync is idempotent, so a retry can never duplicate a sale
  • The ledger refuses to post unless the entry balances
  • Discrepancies are flagged for a human, never silently overwritten
Who it's for

One platform. Many kinds of business.

A retail counter running Phaneum
Retail

Retail shops

Stock that reconciles itself, a till that keeps ringing through an outage, and a supplier ledger that tells you what to reorder before you run out.

  • Barcode & quick sale
  • Stock counts
  • Supplier credit
  • Multi-outlet
A restaurant pass running Phaneum
Restaurants

Restaurants

Table service, kitchen tickets and portion level stock in one flow, so a plate leaving the pass moves the ingredients and the money at the same time.

  • Tables & tabs
  • Kitchen display
  • Recipe stock
  • Split bills
A beauty counter running Phaneum
Beauty

Beauty & cosmetics

Appointments, stylists and retail shelf in one place. Know which service sells the product, and which product walks out on its own.

  • Bookings
  • Staff commission
  • Client history
  • Retail & service
A pharmacy counter running Phaneum
Pharmacies

Pharmacies

Batch and expiry tracking that actually holds, controlled stock you can account for, and a counter that stays fast at the busiest hour.

  • Batch & expiry
  • Fast dispense
  • Reorder points
  • Audit trail
A hotel front desk running Phaneum
Hotels

Hotels

Rooms, folios and the restaurant on one bill. A guest charges dinner to the room and it lands in the same ledger as the room rate.

  • Front desk
  • Room folios
  • Housekeeping
  • Outlet billing
Why it matters

Built for how business really works here.

Never lose a sale to bad network

Works offline in low-connectivity spots. Sales keep ringing and sync the moment you are back online.

Real financial clarity

Operations, payments and banking in one view, so your numbers finally match the bank.

Scales as you grow

From a one-person shop to a multi-location chain. Add outlets and staff without switching tools.

AI that runs alongside you

Ask for a report, spot what is selling, and get a nudge on what to restock, in plain language.

Phaneum banking on a phone
Banking
Payments & banking

Collected in one tap. In your bank the same day.

Card, transfer, USSD and cash all land against the sale that created them. No exporting, no matching by hand at midnight, no wondering which settlement covers which day.

Cardmatched
Bank transfermatched
USSDmatched
Cashcounted
SettlementT+0
Waitlist open

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